Five minutes of checking can save you a lot of trouble. Here is what to ask for and what to look at.
Most people never ask a service company for proof of insurance. It only takes a few minutes, and it protects you if something goes wrong at your home.
Ask for a certificate of insurance
A certificate of insurance, often called a COI, shows the insurance company, policy dates and coverage amounts. A legitimate business can send one quickly.
Check the dates
Make sure the policy is active on the day of your service, not just when the certificate was printed.
Look for general liability coverage
General liability covers damage to your property. If the company has employees on site, workers compensation matters too.
Call the insurer if anything looks off
The insurer’s phone number is on the certificate. A quick call confirms the policy is real and current.
Every Thoro Clean partner is vetted and insured before they are assigned a job, so you never have to check yourself.
